How to file E-ITR on Income tax Government Portal?

An Income Tax return is a form that allows a taxpayer to declare his income, tax deductions, expenses, investments, and taxes, etc. Under the Income Tax Act 1961, the income tax department makes it compulsory for a taxpayer to file income tax returns while following the guidelines.

There might be various sources of income. A taxpayer can check the income tax returns guidelines to find out if his/her income falls within the tax returns rules or not. A taxpayer might like to file the income tax return of the financial year to claim forward closes, income tax refund, or tax deductions.

The Income Tax Department offers two ways to file ITR, online and offline. Under online mode, there are two methods by which taxpayers can successfully file their returns. Below are the things a taxpayer should consider while filing E-ITR:

  • Correct calculation of Income and Tax
  • Tax Deducted at Source (TDS) Certificates and Form 26AS
  • Choose the right Income Tax Form as per your need
  • Download ITR utility from Income Tax Portal
  • Fill in your details in the Downloaded File
  • Verify the entered Information
  • Convert the file to XML Format
  • Upload the XML file on the Income Tax Portal

Calculation of Income and Tax

The taxpayer has to follow all the guidelines to file the income tax return as per law. While calculating income tax returns, consider all sources of income like salary, freelancing, house rent or interest income, etc. Under section 80 C, taxpayers can claim the deduction to save taxes and money

Don’t forget to consider the credit for TDS, TCS, or any advance tax paid.

Tax Deducted at Source (TDS) Certificates and Form 26AS

A taxpayer has to summarise the TDS amount. The TDS amount can be summarised using the TDS certificates for 4 quarters of the financial year. 26AS Form helps the taxpayer with the summary of the TDS and tax paid in the financial year.

Choose the right Income Tax Form

It is important to choose the right income tax form to file your income tax return. After downloading the form, a taxpayer can proceed with the form filling process. Income Tax Department offers two methods to file E-ITR
The online mode is only available for the ITR 1 and ITR 4 taxpayers and not for other categories. The offline mode of generating XML file and uploading it online is available for all the categories of taxpayers.

Download ITR utility from Income Tax Portal

Visit the Income Tax Department official website at and click on IT Return Preparation Software on the right menu.

Choose your assessment year and download the offline utility software that is Microsoft Excel or Java or JSON utility based on your requirements. The income tax department has discontinued the excel and java utility from AY 2020-21. Choose the offline utility wisely before filing ITR.

Fill in your details in the Downloaded File

After downloading the offline utility, fill in all the required details of your income.
Check your calculator for tax payable or refund receivable as per the calculations of the utility. However, you can fill in the details of the income tax challan in offline mode in the downloaded form.

Validate the Information Entered

Can you see the few buttons on the right-hand side of the downloaded from? Click on the “validate” button and ensure that all the required information and documents submitted are correct.

Convert the file to XML Format

Upon successfully completing the above validation, click on the Generate XML button to generate the file in XML format.
Moreover, if you are filing a return on the JSON utility, Download JSON.

Upload the XML file on the Income Tax Portal

Login to the income tax e-filing portal. Click on the e-file tab and select the Income Tax Return option.
Attach the XML file from your system and submit it.
Choose any one verification mode to verify all the documents. The verification modes are – Aadhaar OTP, EVC, or sending manually signed copy to CPC, Bangalore.

Tips to file E-ITR Successfully

  • Choose the right application form as per your tax-paying requirements. There are 7 types of forms available.
  • Ignore missing the ITR submission deadlines, you might end up paying a huge penalty fee. Indeed, there is a belated form available for you.
  • If you pay rent more than Rs.50,000 per month, you have to deduct the 5% in the TDS form. This rule is mandatory while filing E-ITR.
  • Learn about the income tax rates. The income tax rate is applicable for income above 2.5 lakhs per annum.
  • Check out all the documents and details required to file an online tax return. E-ITR saves time and effort in filing tax returns.

Frequently Asked Questions

Can I file my E- ITR myself?

There are two ways to file Income Tax Online. The first way is to fill the form and upload all the required documents or generate an XML file and upload the file to File your ITR.

How to save income tax?

You can save income tax with the help of legal advisors. Income Tax offers tax deduction benefits on the numerous income under Section 80. The best way is to save income tax, by filing it on time and avoiding the penalty charges.

Can I file taxes with no income?

You can skip filing income tax returns when you have minimal or zero income. It is legal to show zero income if you can’t file the income tax return.